Walmart Money Center offers a variety of check-cashing services, which can be helpful for people who need to transfer money from one bank account to another. However, cashing international checks can be tricky because some banks may not accept them. Walmart Money Center is likely the best option for people who want to cash international checks because it accepts most types of checks and has a wide range of payment options.
Key Takeaways
Does Walmart Cash International Checks In 2022?
Walmart does not currently cash international checks, but you can still do so if the check is drawn on an American bank and in U.S. currency. Otherwise, you can deposit the international check at your local bank and withdraw the amount.
Why Does Walmart Not Cash International Checks?
Walmart Money Center (and other U.S. banks) do not cash international checks primarily because of the long waiting and processing times involved in executing the transaction.
Walmart can either negotiate the international check or collect it directly from the bank in the country of origin.
However, this can take more than a month at times and leaves Walmart and other financial institutions vulnerable to fraud.
Does Walmart Cash Canadian Checks?
Yes, Walmart can cash Canadian checks only in the condition that the check has been drawn on an American bank, and is in U.S. currency.
Therefore, you can get Canadian checks cashed if the bank has branches in both countries such as Bank of America, Chase Bank, HSBC, Wells Fargo, and TD Bank.
However, note that you must meet the following criteria as well:
- The check must not be handwritten
- The check must be for an amount less than $5,000
- You should have a state-issued photo ID and your social security number
How Can You Get An International Check Cashed In The U.S.?
Banks in the U.S. do not cash international checks. Therefore, if you have an international check and need to get it cashed, you can deposit the check at your local U.S. bank and then later withdraw the amount in U.S. currency.
However, note that the process of depositing an international check can take more than a month to complete (up to 2 months in some cases). Be mentally prepared to wait for so long.
For more information, also see my guides on whether or not Walmart accepts checks as a payment method, if Walmart cashes social security checks, and if Walmart can cash personal checks.
Additionaly, you can also see whether or not you can cash a check at Walmart on a Sunday.
Conclusion
Walmart does not cash international checks at any of its stores because of the excessively long waiting times that make it vulnerable to fraud. However, it can cash Canadian checks that are drawn on an American bank and are in U.S. currency.