Does Walmart Take CareCredit? (Items, Locations + More)

Walmart not only serves as an essential retail store for their customers, but the store also offers customers several healthcare products and services to help people stay healthy.

But, you may be wondering what types of credit cards Walmart accepts. More specifically, does Walmart accept the CareCredit credit card? Here is everything you need to know!

Does Walmart Take CareCredit In 2022?

All Walmart stores accept CareCredit to purchase health and wellness products/services as of 2022. Unfortunately, CareCredit can only be used for in-store purchases and is not eligible online or through the Walmart app. Any items not covered will require a different payment method.

To learn more about what CareCredit is and whether or not you can return items purchased with the CareCredit card, continue reading!

Do All Walmart Locations Accept CareCredit?

The CareCredit credit cards are eligible for in-store purchases at all Walmart locations, including Walmart Neighborhood Markets and Walmart Supercenters.

Unfortunately, you cannot use CareCredit for purchases online or at Walmart gas stations.

Additionally, the CareCredit credit card can be used at select Walmart vision centers, depending on the optometrist and what insurance providers they accept.

What Products Qualify Under The CareCredit Card At Walmart?

In addition to essential healthcare services like vision tests and prescriptions, the CareCredit covers almost every health and wellness product you can think of at Walmart!

For example, CareCredit credits can be used for the following product categories:

  • Pharmacy (prescriptions, deductibles, prescription pet medicine, co-pays)
  • Over the counter (cold and flu medicine, pain relievers, allergy relief)
  • Baby essentials (diapers, formula, car seats, teethers, baby books, and toys)
  • Optical (lenses, frames, sunglasses, eye drops, reading glasses)
  • Health and beauty products/services (personal care, dental care, hair care)
  • Walmart Care clinic products and services (immunizations, lab testing)

Since Walmart carries millions of products, you can buy several different products that are covered by the CareCredit credit card.

How Do You Use Your CareCredit Card At Walmart?

How Do You Use Your CareCredit Card At Walmart?

Using the CareCredit credit card is incredibly simple at Walmart. After you scan all your items at the checkout line, use your CareCredit credit first.

All of the qualified health, personal care, and wellness items are charged to your CareCredit card.

If you have any remaining items that do not qualify under the CareCredit card, you will have to pay for them with an alternative payment method.

At most Walmart stores, you can use your CareCredit card at the self-checkout lines or a regular checkout station.

What Healthcare Services Are Available At Walmart?

Healthcare services at Walmart vary based on location, and it is very simple to schedule an appointment at one of Walmart’s health clinics. For example, some of the healthcare services available at Walmart include:

  • Dental
  • Labs
  • X-rays
  • Health screenings
  • Primary care
  • Counseling
  • Optometry
  • Hearing
  • Fitness
  • Nutrition
  • Health insurance education

Can You Use Your CareCredit Card For Online Purchases At Walmart?

Currently, the CareCredit credit card is only eligible for purchases made in-store at any Walmart location. You cannot use the CareCredit credit card to buy things online or on the mobile app.

On the CareCredit site, it does not explicitly state the reason why the healthcare credit card is not accepted for online purchases.

Can You Return Items You Buy With The CareCredit Card At Walmart?

Let’s say you purchase healthcare items from Walmart that you later decide you would like to return. Walmart returns and refunds are made to be easy, no matter what payment method you use.

To return an item that you purchased with the CareCredit credit card, visit the customer service desk and make sure you bring your CareCredit card with you.

What Is CareCredit?

CareCredit is an easy way for users to pay for the cost of several different medical treatments and procedures with monthly payments.

Additionally, CareCredit serves as a healthcare credit card that is designed for health and wellness products.

One convenient thing about the CareCredit credit card is that it is accepted at over 225,000 providers and retail stores.

Some of the healthcare services that CareCredit covers include dentistry, vision care, LASIK, dermatology procedures, veterinary, hearing care, and several other specialties.

If you are looking to learn more, you can see our related posts on whether or not Walmart takes WIC, if Walmart accepts Visa & MasterCard gift cards, and if Walgreens accepts CareCredit.


You can use your CareCredit credit card at any Walmart store for in-store purchases of health and wellness products and services. Unfortunately, you cannot use CareCredit to buy things online or on the Walmart app.

To return items at Walmart purchased with a CareCredit card, visit the customer service desk and make sure you bring your CareCredit card with you for an eligible return.

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