What Is Amazon Pay In 2022? (Your Complete Guide)

Amazon offers a number of perks to their customers, such as Amazon Fresh delivery, Amazon Prime shipping, Prime Video, and they also offer a payment option called Amazon Pay.

However, some customers may be unfamiliar with what Amazon Pay is, how it works, and what they may use it for. If you’d like to find out, keep reading through this article to see what I learned!

What is Amazon Pay In 2022?

Amazon Pay is a payment option offered by Amazon when customers are placing orders both on Amazon.com and other websites that accept Amazon Pay as a valid payment. Similar to PayPal, Amazon Pay manages credit/ debit cards in a digital wallet, and can be used as a more secure payment option when placing orders.

Keep reading through this article if you’d like to learn more about how to open an Amazon Pay account, how Amazon Pay works, if you can use gift cards on Amazon Pay and other useful facts!

How Does Amazon Pay Work?

Amazon Pay functions quite similarly to PayPal, where customers can make faster and more secure purchases by not having to disclose their banking and contact information with the companies they’re purchasing from.

In order to use Amazon Pay, customers simply have to have access to an active Amazon account that contains their billing and shipping information. Customers can use this form of payment whenever they come across a website that accepts it.

Customers can use Amazon Pay whenever they see an Amazon Pay button on an eligible website, and can use their Amazon credentials to sign into Amazon Pay.

How Do I Open an Amazon Pay Account?

In order to use Amazon Pay, customers are not required to make a separate account. As long as they have an Amazon account, the Amazon Pay option will automatically link their debit/ credit card to the payment function.

Amazon Pay also records any addresses saved in a customers account, meaning customers will not be required to fill out their billing and shipping information everytime they use Amazon Pay on a different website.

How Do I Find my Amazon Pay Transactions?

How Do I Find my Amazon Pay Transactions?

In order to find Amazon Pay transactions, customers must go to pay.amazon.com and sign in with their Amazon username and password under the “Shopper” option.

Customers can locate their one-time purchases under the “Activity” tab, while subscriptions and on-going payments can be found under the “Merchant Agreements” tab.

Additionally, customers can view their transactions through Amazon.com. Using a desktop computer, transactions can be located under “Amazon Orders” within the Amazon Pay Tab.

As well, transactions can be located in “Your Account” and under “Transactions.” However, if customers are using the Amazon app, they can find transactions under “Your Orders” or “Your Account.”

Can I Use Amazon Gift Cards on Amazon Pay?

Unfortunately, Amazon Pay does not currently allow customers to use Amazon Gift Cards to make payments, as they can only be used to make purchases on eligible items through Amazon.com.

Therefore, because Amazon Pay is intended to be used on multiple platforms, customers cannot load gift cards onto their account that only qualify for Amazon purchases.

However, customers can still use Amazon Gift Cards digitally by entering their claim code into the “Redeem a Gift Card” option on their Amazon account!

Is Amazon Pay Good?

According to previous customers, Amazon Pay is a viable and useful payment option. The app offers both UPI and wallet services, which allows customers to use every service provided by Amazon through Amazon Pay.

As well, Amazon Pay can be used on other websites and in physical stores as a valid form of payment. Additionally, customers can use Amazon Pay to transfer money to other bank accounts.

Overall, Amazon Pay is considered to be a very good form of payment, and is recommended highly by a number of previous Amazon customers.

What Are the Benefits of Amazon Pay?

What Are the Benefits of Amazon Pay?

In addition to being able to use Amazon Pay in other stores, there are many other benefits to using this payment method. Some of these benefits are listed below:

1. Transaction Security

Amazon Pay allots an extra level of security, as customers are not required to enter their personal information into multiple different websites when placing an order.

This security measure gives many customers peace of mind when shopping on websites they are less familiar with, as the website will not keep a digital record of their address/ billing information as it would if they paid manually.

2. Ease of Use

According to Amazon surveys, customers have rated Amazon Pay at 9-10 on a 0-10 scale for its ease of use, due to how much quicker transactions are by not having to manually type in credit/ debit card details for every purchase.

As well, customers aren’t required to make separate accounts on e-commerce websites when looking to make a purchase, as Amazon Pay already has their contact and billing information recorded.

3. Omnichannel Payments

Another major benefit to Amazon Pay is that customers are able to use it from their devices, computers and at physical store locations, and this type of omnichannel payment is convenient enough that customers will use it on a regular basis.

In addition to using devices, customers can also pay with Amazon Pay through Amazon Alexa by giving a voice command. This type of addition enables customers to make a purchase without even needing to press any buttons.

Does Amazon Pay Cost Money?

Unlike other digital wallets like PayPal, Amazon Pay doesn’t charge customers a service fee. There are no fees for making transactions, having a membership as well as no currency conversion fee!

However, a customer’s card issuer may require a fee when using Amazon Pay in a different country. This will vary per bank, and will be determined according to the terms and conditions of the cardholder agreement.

Is it Safe to Pay With Amazon Pay?

Amazon Pay is considered to be quite safe, due to the secure checkout methods integrated into the program.

Because customers don’t have to manually enter in their billing and shipping information for every transaction, the websites they spend money on won’t keep a digital record.

Customers who are anxious about constantly giving out their personal information can therefore be assured that their privacy is being prioritized when shopping with Amazon Pay.

Is my Amazon Pay Information Shared With Merchants?

Amazon Pay does not share any irrelevant personal information with any merchant or charity that accepts Amazon Pay.

Amazon will only disclose information that is relevant for placing an order, such as an email address, shipping address and name.

However, they do not share the full information for credit/ debit cards or bank account numbers.

Therefore, customers who are anxious about their personal information being spread around online can be rest assured that Amazon Pay is secure!

Is Amazon Pay Better Than Paypal?

Both PayPal and Amazon Pay are viable choices for a source of payment.

However, unlike PayPal, Amazon Pay doesn’t require their customers to pay a service fee, whereas PayPal extracts a percentage per transaction.

Therefore, customers who are striving to be economic may prefer Amazon Pay, as they can make purchases and send funds without worrying about paying an extra fee.

Additionally, Amazon Pay doesn’t charge for currency conversion, which PayPal does if customers are receiving or sending funds through their account.

How Do I Receive Money From Amazon Pay?

How Do I Receive Money From Amazon Pay?

If Amazon sellers or similar businesses are using Amazon Pay as their method of receiving funds, they can collect their funds after capturing payment through their website or the person sending money.

Amazon will make the money available in a customer’s Amazon Pay account on the next scheduled settlement date, and can be retrieved at any time afterward.

However, it may take a couple business days for the money to show up in their personal account.

Is Amazon Pay Available for Android Devices?

Amazon Pay is available for both Android and iOS devices. Additionally, customers can use their desktop or laptop computer to make payments through Amazon Pay.

Customers can use Amazon Pay either through the website or by downloading the Amazon Pay for Business app.

However, because the Amazon app is unavailable for Windows phones, its likely customers may face issues trying to use Amazon Pay through their Windows device.

Where Can I Use Amazon Pay?

Amazon Pay is available on a number of different websites and stores. Customers can make purchases with Amazon Pay at the following companies:

  • Adam & Eve
  • All Saints
  • Allurez
  • com
  • Bambi Baby
  • Barbell Apparel
  • Baseball Express
  • Beach Camera
  • BeautyEncounter
  • BH Cosmetics
  • Blick
  • Blue & Cream
  • BlueFly
  • Bodybuilding
  • com
  • Brentwood Home
  • com
  • Buy Dig
  • com
  • Charles & Colvard
  • Chemical Guys
  • CityPass
  • Colorado Kayak Supply
  • Comp And Save
  • CordaRoy’s
  • Costumes4Less
  • Crave Mattress
  • Cupshe
  • Current/Elliot
  • Daily Steals
  • Dealsie
  • Decor Planet
  • Designer Studio Store
  • com
  • com
  • com
  • East Dane
  • Easy Comforts
  • Eight Sleep
  • Equipment
  • Exposures
  • EyeBuyDirect
  • com
  • Fanatics
  • Fathead
  • FragranceNet
  • FromYouFlowers
  • com
  • Ghost Beds
  • GlassesUSA
  • GolfOutletsUSA
  • Heartland America
  • com
  • com
  • Horse Loverz
  • Hyundai Accessory Store
  • Invicta Stores
  • iShot Mounts
  • Jewelry Affairs
  • Jinx
  • JoFit
  • Joie
  • Karen Kane
  • KIA Accessory Store
  • L’Occitane
  • Lenovo
  • Lifx
  • Linenspa
  • Merrell
  • Miles Kimball
  • Moda Operandi
  • Monoprice
  • Moosejaw
  • Nine West
  • One Piece
  • RedBubble
  • American Van
  • eNotes
  • Gucci
  • Retro Planet
  • Ruglots
  • ScufGaming

These and many other websites currently accept Amazon Pay as a valid form of payment.

If customers are curious about online shops they enjoy shopping at accepting Amazon Pay, they can find out by searching the store’s payment options.

Where Can I Find My Amazon Pay Order?

When customers pay with Amazon Pay on a website other than Amazon, that website is in charge of handling the shipping.

Therefore, the order information may not be present on the customers Amazon Pay account, but rather on your order confirmation.

However, customers can enable their Alexa device to give delivery notifications through any participating merchants, but must contact the brand directly for any issues with their order.

As well, all purchases made through Amazon Pay are covered by the Amazon Pay A-Z Guarantee, which can be consulted if any issues occur during the order and shipping process.

How Can I Tell If an Amazon Pay Option is a Scam?

While many websites offer Amazon Pay, there are some sites that may be trying to scam customers into handing over their payment information.

Customers can spot a fake Amazon Pay option by addressing the following:

1. Requests for Amazon Gift Card Codes

Amazon Pay doesn’t allow customers to add gift cards to their account. Therefore, if customers spot an email asking for Amazon Pay gift card codes, it is a scam

  • Payments and donations made by bank transfer
  • Payments to guarantee the transaction
  • Payments to receive a large amount of money
  • Payments to guarantee a credit card or loan

Any of the above-listed attempts to access an Amazon Pay account can be spotted as a scam, as Amazon Pay does not require customers to pay service fees.

Is Amazon Pay Worth It?

Amazon Pay is a very high-rated and high-quality payment service that many customers have found success with. The service is free and can be used on a variety of different websites.

Therefore, Amazon Pay is worth using as it doesn’t require a membership fee, Amazon doesn’t disclose any irrelevant personal information to merchants, and the process is very easy to use!

Customers who are still unsure about whether or not they want to use Amazon Pay can find many positive customer reviews on both the ease of the app and the security of making payments.

To know more about Amazon payment methods and policies, you can also see our related articles on whether or not Amazon takes EBT, if Amazon takes coupons, and the Amazon price mistake policy.


Amazon Pay is a secure form of payment that can be used on Amazon.com as well as a number of other participating websites. Amazon Pay is set up similar to PayPal, except customers are not required to pay any service or currency conversion fees.

Additionally, customers are not required to make a separate account for Amazon Pay, as they only require an Amazon.com with their billing and shipping information loaded onto their account.

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