The Visa gift card is a highly versatile gift that can be used to pay for merchandise or refreshments at any retailer that accepts regular Visa payments.
So if you are in possession of no-longer-needed Home Depot gift cards, you may be wondering – can you buy a Visa gift card with a Home Depot gift card? Read on to find out!
Key Takeaways
Can You Buy A Visa Gift Card With A Home Depot Gift Card In 2022?
Home Depot gift cards cannot be used to purchase Visa gift cards as it goes against the company’s policy, as of 2022. Customers can buy a Visa gift card using cash or credit/debit cards from most providers. Home Depot gift cards can be used on general merchandise in-store and online.
If you want to learn more about why you cannot buy a Visa gift card with a Home Depot gift card, how you can buy a Visa gift card, and much more, keep on reading!
Why Can’t You Buy A Visa Gift Card With A Home Depot Gift Card?
Home Depot’s gift card policy clearly states that store gift cards cannot be used to purchase other specialty pre prepaid gift cards, including the Visa gift card.
Stores like Home Depot often enforce this rule to avoid losing money since they would have to provide a commission rate for every sale of a third-party Visa prepaid card.
How Do You Buy A Visa Gift Card At Home Depot?
Customers can use an alternative payment method accepted at Home Depot to purchase a Visa gift card, provided it is in stock.
Home Depot accepts the following modes of payment:
- Cash
- Visa, MasterCard, American Express, and Discover credit and debit cards
- Store credit
- Personal or business checks
Make sure that the funds you provide also cover the cost of the purchase fee attached to each Visa gift card.
These costs depend on the amount you are loading onto the gift card and usually come around to:
- $2.95 for $10-$74.99
- $3.95 for $75-$149.99
- $4.95 for $150-$249.99
What Can You Purchase With A Home Depot Gift Card?
When you have a Home Depot gift card, you are given free rein on what you purchase with certain exceptions.
This means you’ll have the freedom to choose from a range of power tools, home decor, furniture, flooring styles, paint, and lighting fixtures sold by Home Depot.
However, customers cannot use a gift card to pay for a loan balance, tool rental deposits, or in-home purchases. Additionally, these gift cards cannot be exchanged for cash.
If you have a gift card, you might also be interested in our related articles on whether or not Home Depot sells Visa gift cards, if you can buy a Visa gift card with a Walmart gift card, and if Home Depot sells Amazon gift cards.
Conclusion
Customers cannot use Home Depot gift cards to buy Visa gift cards as it opposes company policy.
Additionally, you cannot pay for loans, tool rental deposits, or in-home purchases with a Home Depot gift card.
Customers can purchase Visa gift cards with cash, a valid credit or debit card, and a personal or business check at any Home Depot store.